"This great new book offers valuable and timely insights on FinTech from various vantage points. Written by a cohort of distinguished academics and practitioners, the reader is treated to constructive analysis and presentation of developments in the field of FinTech and its potential impact on financial services, and banks in particular, as well as the economy and society at large. Anyone interested in the origins and meaning of FinTech and how it has emerged as a disruptive though arguably positive influence from a competition perspective will enjoy reading this book. Apart from the incredible opportunities afforded by FinTech, this book examines the potential for both old and new risks to arise, and identifies challenges facing policy makers and regulators to secure their multiple objectives, such as, greater competition, financial stability, consumer protection and welfare gains. This book would be of particular interest as a text to contemporary business school courses looking to explore the role of financial technology as a disruptor to banking, finance and insurance sectors, as well as to the more casual reader with an interest in getting up to speed on this emergent and exciting area"

Chapter 1. A historical Perspective on Disruptive Technologies.- Chapter 2. A Taxonomy of FinTech Innovation.- Chapter 3. Cryptocurrency Mining Protocols: A Regulatory and Technological Overview.- Chapter 4. The development of InsurTech in Europe and the strategic response of incumbents.- Chapter 5. FinTech and Banking: An Evolving Relationship.- Chapter 6. FinTech Cultures and Organizational Changes in Financial Services Providers.- Chapter 7. Digital Disruption: How the Financial Services Landscape is being Transformed.- Chapter 8. FinTech and Regulation: From Start to Boost - A New Framework in the Financial Services Industry. Where is the Market Going? Too Early to Say.- Chapter 9. Bigger Fish to Fry: FinTech and the Digital Transformation of Financial Services.- Chapter 10. FinTech: A Perfect Day or Walk on the Wild Side?.