Contrary to what some fast-talking ads might suggest, there's no magic bullet or "quick fix" to raise your credit score. Improving your score takes old-fashioned effort. You need to pay attention to your score -- to remove errors, settle creditor disputes, improve your payment history, and lower your debt - plain and simple!


Your word is your bond and in our world today, having a good name and credibilty is the key to obtaining the best goods, services, and employment based on the snapshot of your credit.



Borrowers whose credit scores are less than stellar or who are able to make only a small down payment will pay fees to the lender.



Borrowing from family and friends may be good at the time of borrowing. But when the time to pay the borrowed funds back, all hell breaks lose, drama and trauma - ducking and dodging you when it comes time to repay. Then some have the audacity to get an attitude with you because they owe you - BP! What is BP? Inside you will find out.



The account of stories presented does not or is intended to identify anyone in particular, but to bring awareness to the world of:



Financial Drama!