The field of consumer credit law has undergone major and fundamental change in the recent past, due in part to the regulation since 1 April 2014 of consumer credit by the Financial Conduct Authority, and this book provides a clear and complete guide to this difficult area of law.

Chapter 1: Key Concepts in Consumer Credit Law Chapter 2: The Regulatory Framework Chapter 3: Regulated Activities and Exempt Agreements Chapter 4: Authorisation and the Failure to Obtain it Chapter 5: Continuing Regulatory Powers and Obligations after Authorisation Chapter 6: Advertisement and Financial Promotion Chapter 7: Pre-Contract Requirements Chapter 8: Requirements Governing Entry into Agreements Chapter 9: Withdrawal and Cancellation Chapter 10: Rights of the Borrower and Hirer Chapter 11: Rights and Duties of the Lender and Owner Chapter 12: The Provision and Regulation of Security Chapter 13: Regulated Mortgage Contracts; the Mortgage and Home Finance Conduct Of Business Sourcebook Chapter 14: The Conduct of Particular Types of Credit Activity Chapter 15: Operation of Ancillary Credit Activities Chapter 16: Powers of the Court; the Financial Ombudsman Service